Terms and Conditions

Last Updated: October 2, 2026

These Terms and Conditions govern your use of Annette O’Connor’s website and services, including SMS and email communication programs.

By using our website or services or opting into our communications, you agree to these Terms and Conditions and acknowledge our Privacy Policy.

1. Program Description

Annette O’Connor may send SMS and email messages to individuals who have opted in to receive them.

Communications may include appointment confirmations, appointment reminders, responses to inquiries, service-related updates, and promotional or informational messages regarding available insurance products and services.

Message frequency may vary.

2. Consent to Receive Messages

By providing your mobile phone number and affirmatively opting in to receive SMS communications, you authorize Annette O’Connor to send text messages to the mobile number you provided.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

3. SMS Opt-Out

You may cancel SMS communications at any time by replying STOP to a text message you receive from us.

After you send STOP, you may receive a confirmation message indicating that you have been unsubscribed. After your opt-out request is processed, you will no longer receive SMS messages unless you opt in again.

4. Opting In Again

If you previously opted out and would like to receive SMS communications again, you may opt in using an available enrollment or consent method.

5. Help and Support

If you experience issues with our messaging program, you may reply HELP for assistance or contact:

Email: [email protected]
Phone: 304-270-0220

6. Message Frequency and Rates

Message frequency varies depending on your interactions with us and the communications you have requested.

Message and data rates may apply.

Your wireless carrier's standard messaging and data rates may apply to messages sent to or received from us. Contact your wireless provider if you have questions regarding your text or data plan.

7. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Message delivery is subject to effective transmission by your wireless service provider and is outside our direct control.

8. Privacy

Your use of our messaging program is also governed by our Privacy Policy.

Please review the Privacy Policy available on this website for information about how personal information and SMS consent data are collected, used, and protected.

9. Changes to These Terms

We may update these Terms and Conditions periodically.

Any changes will be posted on this website with an updated “Last Updated” date. Your continued use of the website or applicable services following an update is subject to the revised Terms.

10. Contact

If you have questions regarding these Terms and Conditions, please contact:

Annette O’Connor
Martinsburg, West Virginia
Phone: 304-270-0220
Email: [email protected]